Load Money in your M-Pesa account

  • If on-line loading of wallet is un-successful, the amount will be reversed to your bank a/c within 5 working days. In case of delay of reversal, please contact your bank.
  • On-line loading of wallet is unavailable for AMEX Cards and Prepaid Cards.

Mode of Loading Loading Limits(Rs) Transaction Limits Charges
Per Txn Per Day Per Month Per Day Per Month
Debit Cards 20000 20000 20000 5 10 Waived by m-pesa
Credit cards 20000 20000 20000 5 10 Waived by m-pesa
Net Banking-Others 20000 20000 20000 5 10 Waived by m-pesa
Net Banking Kotak 10000 10000 20000
Net Banking-ICICI 1500 1500 15000
Net Banking-HDFC 5000 5000 20000
  • Per transaction limit for HDFC Bank Net Banking is Rs 5000 & for ICICI Bank Net Banking is Rs 1500
  • State Bank Of India (SBI) allows Load Money services via Debit Card & Credit Card only. Load Money via Netbanking has been restricted by SBI.
  • Transaction Limits will apply on individual Credit Card / Debit Card (payment instrument), e.g. an individual Credit Card will not be allowed to do more than the permissible count of transactions (as above) in the last 30 days.
  • Customers of the following States / Circles will have the following Limits
Circles / States Mode of Loading Loading Limits (Rs.)
Non KYC Full KYC
Per Txn Per Day Per Month Per Txn Per Day Per Month
Kolkata, Odisha, Tamil Nadu (Except Chennai) Credit Cards / Debit Cards 10000 10000 10000 10000 10000 20000
West Bengal, Bihar, Jharkhand Credit Cards / Debit Cards / Net Banking 2500 2500 7500 2500 2500 7500


  • You will receive the amount entered above less charges into your M-Pesa account
  • These limits are set for the safety of your account in line with our Risk Management Guidelines